The trials and tribulations of personal finance

So today is the last day of the spending freeze. Although I had to break the rules a little (birthdays, bridesmaid stuff, etc.) and had a meltdown midway through, spending too much at Victoria’s Secret, I thought I did really well avoiding the temptation of shopping for the past three months. But regardless of how well I did or didn’t do, I still feel like I have learned some valuable lessons about money management and when to spend and when to save. I also came to appreciate the things I already own. I was forced to create outfits from what I already had in my closet on Friday nights and the results were often surprisingly good.

Moving forward, I came up with three questions I must ask myself before I make a purchase:

1. Is this something I truly need and have been planning on buying or is it an impulse buy?

2. If it is on the pricier side, is it classic? Will it last season after season?

3. If it’s something trendy, is it worth taking a chance on? Is it a piece that can be paired with other pieces that are already in my wardrobe or would I have to buy additional pieces and parts to make it work?

And I can’t end this post without saying the best rule of personal finance, “Don’t spend what you don’t have” (ie, credit cards are bad!).

(Photo via Nordstrom)

The Temper Trap

The beau and I went to the Temper Trap concert this weekend and loved it. The lead singer was really sultry and the whole band had great energy. That was my first concert at the House of Blues, and even though the band was really entertaining, I couldn’t help but stare at the decor on the walls and ceiling.

You may know the band from the movie 500 Days of Summer with their hit single, Sweet Disposition. Here is another of their songs, Love Lost, that really caught my ear. Enjoy!

Spill it: Wants

Let’s dish. It’s Friday after all. What are you craving, wanting more than anything, your life depends on it, but you can’t have because either it’s too expensive or you are trying to save money. Here is my list. What is on yours?

This ruffly bathing suit top is sooo cute.

A wardrobe fully outfitted by theory.

I love a good brown leather bag.

This gorgeous summery top that I didn’t notice until after I posted about tops.

A new pair of skinnies in dark wash this time.

New Scent: Velvet Blackberry

So I stopped by Victoria’s Secret to check out the Secret Moments collection of scents. None were my style. The only one that smelled remotely good was Island Escape. It smelled like coconut, but I think the Secret Gardens Coconut Passion is a better coconut scent anyways. Although I didn’t like the new group of scents, I discovered a new perfume that is vampy and musky. I sprayed Velvet Blackberry on my hand and I couldn’t stop smelling it. It lasted for the rest of the day.